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For any bill to become law, it must pass both chambers of Congress - the House of Representatives (435 voting members based on state population) and the Senate (100 members, two per state). Both chambers often work on parallel versions of similar bills, which must be reconciled through a conference committee before reaching the President's desk. This two-chamber system means crypto legislation typically needs support from relevant committees in both chambers to advance.
While Congress maintains numerous committees, cryptocurrency and blockchain oversight currently falls under eight key committees:
House Financial Services Committee
Oversight of SEC, Federal Reserve, Treasury, FDIC, and OCC
Focus on financial issues that pertain to the economy, banking systems, payment, housing finance, insurance, securities markets and exchanges, monetary policy, and efforts to combat terrorist financing.
Key role in crypto market structure and stablecoin regulation
House Agriculture Committee
Oversight of CFTC which oversees commodity futures and other derivatives
Focus on policies, statutes, and markets relating to both agriculture issue, such as rural development and energy, as well as commodity, currency, and derivative markets and commodity and derivative exchanges.
They have a sub committee called "commodity markets, digital assets, and rural development."
Significant influence over crypto policy due to commodity classification
May oversee “spot” trading for most digital assets if granted by Congress
House Energy & Commerce Committee
Oversight of FTC and Department of Commerce
Focus on commerce, telecom, and technology – including over blockchain networks themselves, issues around energy usage, “practical” nonfinancial applications of NFTs, and blockchain supply chain tracking
House Ways and Means Committee
Oversight of IRS
Focus on taxation, tariffs, and revenue-raising measures, including over crypto being treated as property, tax treatments of crypto transactions, mining, staking, and other crypto related activities like international tax implications

Senate Banking, Housing, and Urban Affairs Committee
Oversight of SEC, Federal Reserve, Treasury, FDIC, and OCC
Focus on financial issues that pertain to the economy, banking systems, payment, housing finance, insurance, securities markets and exchanges, monetary policy, efforts to combat terrorist financing, financial markets, international trade and finance, economic policies.
National security matters related to financial sanctions
Senate Agriculture, Nutrition, and Forestry Committee
Oversight of CFTC which oversees commodity futures and other derivatives and “spot” trading.
Focus on policies, statutes, and markets relating to both agriculture issue, such as rural development and energy, as well as commodity, currency, and derivative markets and commodity and derivative exchanges, and commodity markets, commodity derivatives, and trading intermediaries.
May oversee “spot” trading for most digital assets if granted by Congress
Key role in crypto derivatives and futures markets
Senate Commerce Committee
Oversight of FTC and Department of Commerce
Focus on commerce, telecom, and technology – including over blockchain networks themselves, issues around energy usage, “practical” non-financial applications of NFTs, and blockchain supply chain tracking
Senate Finance Committee
Oversight of IRS
Focus on taxation and the Internal Revenue Code, trade, tariffs, social security, medicare and other programs, national debt, and revenue-raising measures, including over crypto being treated as property, tax treatments of crypto transactions, mining, staking, and other crypto related activities like international tax implications

Securities and Exchange Commission (SEC)
Commodity Futures Trading Commission (CFTC)
Financial Crimes Enforcement Network (FinCEN)
Department of Justice (DOJ)
Internal Revenue Service (IRS)
Office of Foreign Assets Control (OFAC)
Office of the Comptroller of Currency (OCC)
Now that we understand the complex web of agencies and legislative bodies shaping crypto policy, the question becomes: how do we effectively engage with congressional members?
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